Tables of Contents of
The Free Credit Repair Kit

(The Following content is taken from the contents of The Free Credit Repair Kit)

1. Chapter One: Unlocking the Mysteries of Credit – What Is It and How Does It Affect Your Life?
   1. What is Credit?
   2. The Cost of Bad Credit
   3. The Credit Bureaus
   4. Preventing Problems
   5. Get Real About Your Credit
2. Chapter Two: Collection Agencies – What You Need to Know Before You Answer the Phone
   1. The Cans and Cant’s of Collectors
   2. What to Say and What Not to Say to a Collection Agency
   3. Putting a Stop to Collection Agency Contacts
   4. The Art of Negotiation
   5. Settling Debt and Charge-Offs
   6. Judgments
   7. Wage Garnishments
3. Chapter Three: Cracking the Credit Code – How to Read Your Own Credit Report
   1. Obtaining Your Credit Reports
   2. The Devil is in the Details
   3. What Your Report Says About You
   4. Inaccurate vs. Accurate Information
   5. Where is My Score?
   6. FICO Score Components and Ratios
   7. Reason Statements
   8. Vantage Score
   9. Check Verification Registries
4. Chapter Four: The Ins and Outs of Consumer Credit Counseling – Getting Help With Credit Repair
   1. The ABCs of CCC
   2. When to Ask for Help
   3. Finding a Good CCC in Your Area
5. Chapter Five: Bankruptcy 101 – What Is It, and When Is It Time?
   1. Bankruptcy Basics
   2. Common Bankruptcy Chapters
   3. Debt that Doesn’t Go Away
   4. What’s New in Bankruptcy?
   5. Pros and Cons
   6. Life After Bankruptcy
   7. Time is Your Friend
6. Chapter Six: Going It Alone – Solutions for Do-It-Yourself Credit Repair
   1. The FACT Act
   2. Stop Spending
   3. Getting Started With Your Credit Report
   4. Disputing Inaccurate Information
   5. Adding a Personal Statement
   6. Adding Positive Credit Information
   7. Cleaning Up Your Check Registry
7. Chapter Seven: Credit Repair Agencies – Another Way to Deal With Debts
   1. Credit Repair or Empty Promises?
   2. The Law and Credit Repair Agencies
   3. Finding a Legitimate Credit Repair Agency
   4. Your Common Sense is Your Best Defense
8. Chapter Eight: Life After Bad Credit – How to Make Your Way Back to Good Standing
   1. A Strategy for Success
   2. Qualifying for Subprime Loans
   3. Buying Necessities with Bad Credit
   4. Keeping Good Credit
9. Chapter Nine: When It’s Not Your Fault – Managing the Aftermath of Identity Theft
   1. Tips for Protecting Yourself
   2. If It Happens to You
10. Chapter Ten: "Special 10" Bonus Chapter (Only found in the eBook)
    1. Where can you buy bed room furniture with bad credit?
    2. Companies that offer bad credit personal loans for $5,000, $10,000 and even $50,000.
    3. Specialized home loans for people with bad credit.
    4. Where you can get a big screen tv with bad credit?
    5. Where you can buy dining room furniture with bad credit?
    6. Where you can apply for personal loans with bad credit and online approval?
    7. Details on buying computers on bad credit.
    8. Details on bad credit laptop leases.
    9. How to lease a BMW or Luxury Car with bad credit
    10. How do I start my own credit repair business
11. Chapter Ten: Appendices
1. Appendix A: Link to Laws
2. Appendix B: Sample Credit Repair Letters

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