Absolutely!  Nearly 90% of Americans, just like you, have some "blemish" on their credit reports.  Due to the nature of the credit reporting industry, those blemishes can be mistakenly included on your record.  Frequently, credit reports contain outdated information, unverifiable negative items, or totally inaccurate entries.  Under the law the credit reporting companies must remove such information.  You should check your credit report and see why you were, or may be, denied credit.  Then, as an informed consumer, you can do something to correct the mistakes and have your report corrected.